Financing Styles & Options
Alternative Aircraft Financing
JetX was built for the transactions that fall outside standard lending channels. If you’ve been turned down by a bank or told your deal doesn’t fit their criteria, that’s where we start.
- Fixed-rate financing for pre-owned aircraft — predictable payments structured around the aircraft’s useful life and inspection cycle
- Non-standard borrower profiles — newer entities, thin personal credit, foreign nationals, or complex ownership structures
- U.S. and cross-border transactions — we navigate FAA registration requirements, owner trust structures, and international regulatory considerations
- Smaller and older aircraft — asset types that most institutional lenders won’t touch but that have real operational value
Our direct aviation experience means we can accurately assess aircraft value, maintenance exposure, and operational risk, which allows us to underwrite deals that pure financial lenders cannot.
Leasing solutions
JetX offers both finance and operating lease structures, giving operators the flexibility to choose the right fit for their aircraft, their operation, and their balance sheet. Finance leases give operators long-term use of an aircraft with predictable payments, potential tax advantages, and end-of-term flexibility — without the complexity and liability exposure of outright ownership. Operating leases offer a lower-commitment alternative, with shorter terms and the ability to return the aircraft at lease end — ideal for operators who want fleet flexibility without residual value risk.
- Finance leases — structured terms aligned to the aircraft’s remaining useful life and major inspection cycle, with depreciation benefits and purchase options at term end
- Operating leases — shorter-term structures where JetX retains residual risk, giving operators lower payments and the flexibility to upgrade, return, or extend
- End-of-term options — purchase at fair market value, return, or re-lease, depending on how the operation evolves
- Simplified ownership — JetX holds title, reducing the borrower’s administrative and regulatory burden
Well-suited for flight schools, training operators, partnerships, and corporate flight departments that want operational control without full ownership risk.
